Are You Staying Close To Home?
The price of gas remains near record highs. What does it mean for your family’s summer travel?
>> Tell us what you think. And share any stay-cation ideas you have!
The price of gas remains near record highs. What does it mean for your family’s summer travel?
>> Tell us what you think. And share any stay-cation ideas you have!
Believe it or not, holiday shopping is only six months away, and with gas and food prices making budgets even tighter, it’s a good idea to seek out a few quick cost-cutting ideas to be able to stay on track for your holiday savings.
Here are a few ideas worth mentioning:
1. Learn to make one staple food item from scratch, instead of buying it pre-packaged. Things like pancake mix, detergent or ice cream are all good options.
2. Put off buying new books, and use the public library or a book swap site.
3. Comparison shop for TV and wireless services, as well as find the cheapest gas near you with billshrink.com. Billshrink.com claims, “Eight out of 10 people overpay for their cell phone service.” Do you?
4. Shop from your cupboards, instead of the store. The average family spends more than $100 a week at the grocery store and if you can skip just one week, you will come out $100 ahead. Click here for a few other grocery shopping tips.
5. Use your bank’s ATMs to avoid foreign ATM fees. If you are a CapFed customer, remember most all the Kansas and KC metro area Walgreen’s ATMs are free to use. Plus there are several in-store locations for your convenience. Also, limit your debit card transaction fees. If you use a True Blue® Direct Debit card, be sure to swipe as “credit”. If you swipe as “debit”, you could be charged a debit transaction fee.
>> Homemade detergent sounds a little scary! Does anyone make their own? Does it do the job? And does it work in a front-end loader?
>> If you have any quick cost-cutting ideas, be sure to share with the community by replying to this post in the top right corner.
You have listed some great tips! I enjoy your thoughts on your blog.
It may not be one of the biggies, one of the gift-giving celebrations, but this week, May 15 – 21, is National Transportation Week.
>> Let’s talk. What are some ways you’re saving money to combat rising gas prices?
If you are on a fixed income and find that fuel costs or rising food prices are squeezing your budget, there are things you can do to cut back and trim expenses.
According to Andrea Downing Peck of AARP Bulletin, there are six things that are often overlooked when it comes to saving money. They are:
>> If you have any money saving tips you could provide, please share by replying to this post.
Unused items are piling up in storage, you’ve doubled up on electronics and it’s time to purge. It might be hard work, but the benefits of holding a garage sale are numerous. You get rid of stuff and make a little extra cash.
Since it’s now garage sale season, we thought we’d list some of the tried and true tips to holding a successful sale:
>> Do you have any garage sale tips that have worked in the past? Or maybe you go to garage sales regularly and can offer some tips to sellers?
Who hasn’t noticed the increase in gas prices lately?
Just last week, gas prices were up by 98.5 cents or 33.8 percent, from the year-ago average of $2.911 per gallon. These are the highest levels they have been since August 2008, with really no reprieve in sight, as the summer driving season approaches. Since gas is nearing $4 per gallon, this is a good time to remember some of the ways to increase your mileage.
MSNBC.com offers these 9 tips:
If you are planning an upcoming road trip, you can use AAA’s fuel cost estimator to help set your budget. The AAA fuel cost calculator estimates the amount and cost of gasoline needed to drive from one location to another using current gasoline prices from their daily, online Fuel Gauge Report, as well as the latest highway fuel economy ratings from the EPA.
And finally, do you want to find the cheapest gas in your area? Check out AAA’s Fuel Price Finder. Simply click here, enter your zip code and check the up-to-date price listing.
>> Do you have any gas-saving tips? We are all dying to know!
The school year is nearing an end – do you have plans for the kids this summer?
It can be a challenge to come up with a plan that excites, educates and entertains your child(ren), but doesn’t bust your household budget. There are alternatives to the traditional full-day summer camp, but it takes some planning.
>> What do you have planned for the kids to do when school is out?
>> What do you feel is a suitable age to allow young people to stay on their own during the summer?
>> Would you prefer if your school system offered year-round classes?
Research has shown that consumers spend more money when paying with credit cards than with cash.
It could be because it’s hard to give up actual dollar bills, or because credit cards are so easy to use (out of sight and out of mind, with no math required!)
Either way, you end up spending more in the long run when you don’t carry around cash, or even a debit card.
Credit cards are useful and easy, and they can provide great benefits. But, be aware that they can also stifle your savings plans.
>> Do you manage your credit cards or do they manage you?
I got credit card because thats the only way to build credit and I only use 10% or less after the billing cycle and keep the card. I pay it all at the due date. Discipline is the key; Whether credit or debit. Buy only what you NEED and not what you WANT.
Credit cards are not the ONLY way to build credit. If you simply stay up to date on bills that are in your name, you’ll have good credit. And typically no credit is better than bad credit. I suggest you check out Dave Ramsey. He is a great financial expert with a popular radio show you can listen to on his website.
Searching for affordable summer air travel, especially now, is an immense task. With fuel prices already high and airlines limiting seats available, finding a flight within your budget could prove difficult. Have no fear though – it is possible to fly to the beach or our Nation’s capitol this summer for a fair price, you just need to keep a few things in mind.
And always sign up for airlines’ e-newsletters and follow them on Twitter and Facebook!
Not too worried about the price of airfare, but looking for the least agonizing trip? HipMunk is to the rescue. This quirky website, proclaimed as the “better flight search”, shows you your search results by agony, price, stops or duration.
>> Where are you going this summer and have you purchased airfare yet?
Any tips you could give to the community?
Really good deals are hard to pass up, especially when extra money for nights out on the town or for spa days is harder to come by. Enter several of the social buying sites that have exploded in popularity during the past year. These sites promise one steep discount per day, usually between 50 to 90 percent off. The social aspect of the site is that a certain number of buyers must purchase the deal before it is available, but with such fantastic deals, rarely are there not enough buyers.
These deals can be perfect for trying out new activities, treating a family member to a birthday dinner or saving money at a place you already patronize.
Don’t go overboard, though – the idea is to stretch your budget and enjoy a treat every now and then, not to buy too many and go broke.
Tip for your summer vacation: Check out cities you might be visiting for vacation and see if you can take advantage of an excellent hotel or restaurant deal. You are able to purchase deals from any city – not just the one where you reside.
Local sites for superb deals:
>> Have you purchased a Groupon yet? What’s the best coupon you’ve snagged? Know of other money saving sites? Let the community know – click ‘Reply’ above to join the conversation.
Just purchased a Groupon for One Bite Japanese Grill behind Sam’s Club in Overland Park, KS. Great food and what a deal. I paid $12 for $25 dollars worth of food.
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